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Note also that recent versions of OS X hide the ~/Library folder by default. Should you need to access it, you can do so by holding down the Option key and then choosing "Library" from the Go menu in Finder. (Note that the "Library" option is only visible in that menu while the Option key is being held down.) If you end up frequently needing to access the Library folder, you can drag it into the Finder sidebar. There is also a way to make it visible all the time; I don't recall the details, but a google search should turn it up fairly easily.