Thread: OmniBank
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I've tried to "roll my own" although not in FileMaker, which I don't have. I'm a Windows developer, though I use Macs mostly. So I started one using MS SQL Server. There was a lot more work than I anticipated. I had to program transfers, splits, split transfers, scheduled transactions and forecasts. I never got as far as a GUI and I had no intention (nor the capability) of including online banking.

It's harder than you think!