[peterlemer]

1) ditto

2) I put all my paid bills into 3 drawers, one for each month, then process them in one long session when I do my VAT return. - unpaid one go into the B section (for unpaid bills) in an A-Z file.

3) for recurring automated payments I do nothing except check them against bank statements once every 3 months. My accounts program has them as automated as well.