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I do something similar only I have a Folder for your Bookkeeping and Project for Banking, Manage Paystub, Investing. It is actually a sub-folder in a folder called Homeowener; you might use that layer of hierarchy if it would help to have all these tasks grouped but not at the top level. You would have Projects called Paypal, Cash, Mileage, Visa... This would allow each of your Projects to have their own clock and the Actions (your grandchildren) could be group and sorted with parallel/sequential settings as needed.