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Here's another thought: what if you had a project called "Templates" which was permanently on hold (so you could hide it when you don't want to see it). From there, you could duplicate a template, and drag it whereever you want.
This amounts to a reference topic which arguably could be stored elsewhere. However, this could be more convenient if you use it often.
There's nothing wrong with the Outliner plan, of course--it's nice to have more than one way to do things.
This does beg the question of whether there should be another entry on the projects sidebar called Templates. If it gets added, it might be worth adding a show/hide checkbox in Preferences. Some people might hate it, and this would allow them never to see it.