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In the past I had a action list for every area (folder) but found it more trouble than it was worth. So I moved to one action list. But I quickly found that I prefer two, one for single tasks, and one for recurring single tasks.

I see those two categories of tasks as different, and while my single tasks list changed constantly, my recurring tasks list, for the most part, remained constant.

For me the benefits of keeping one out of the other are worth it.