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For each task and resource type you can define a prototype. This is one of the attributes of the prototype task.

Set up a (throw-away) task that looks and behaves the way you'd like all newly created to look. With that task selected, to to Project -> Set as Default for New Tasks. Now if you create a new tasks it should match the prototype. Other task types have their own prototype, so you may want to customize them as well.

The prototype tasks and resources are saved with the file. You might like to set up a document template with your preferred settings at this point.

-Tom